St Andrew’s Theological College



Terms of Use

The following terms of use govern all use of the website  and all content, services and products available at or through the website (taken together, “the Site”) of St Andrew’s Theological College located in San Fernando in the Republic of Trinidad and Tobago (“SATC”). The Site is offered subject to your acceptance, without modification, of all the terms of use contained herein and all other operating rules, policies and procedures that may be published from time to time on the Site (taken together, the “Agreement”).

Please read this Agreement carefully before accessing or using the Site. By accessing or using any part of the Site, you agree to become bound by the terms of use in this Agreement. If you do not agree to all the terms of use in this Agreement, then you may not access the Site or use any services.


Use of Site

SATC authorizes you to view and download the materials at this Site only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials at this Site in any way or reproduce or publicly display, perform, or distribute or otherwise use them or any part of them for any public or commercial purpose without the written permission of SATC. For the purposes of this Agreement, any use of these materials or any part thereof on any other website or networked computer environment for any purpose is prohibited. The materials at this Site are copyrighted and any unauthorized use of any materials at this Site may violate copyright, trademark, and other laws. If you breach any of part of this Agreement, your authorization to use this Site automatically terminates and you must immediately destroy any downloaded or printed materials.


Use of Software

If you download software from this site inclusive of computer-coded instructions and data (taken together, “Software”), use of the Software is subject to the permission of the Owners of the Software and/or any licence terms in any software licence agreement that may accompany or may be provided with the Software. You may not download or install the Software until you have read and accepted the terms of the software licence agreement.


User Submissions

Other than personally identifiable information, which is covered under SATC’s Privacy Policy (see below) any material, information or other communication a user of the Site transmits or post to this Site will be considered non-confidential and non-proprietary (taken together as “Communications“). SATC has unlimited rights to such Communications and may use it for any purpose within our legal capacity. SATC and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial purposes. Users are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate any law.


Payments and Transaction Fees

SATC provides users with an electronic payment service that allows for the online payment of transactions offered by SATC. SATC is only granted authorization to charge the user’s Card for the relevant transaction conducted.

SATC and its contracted service providers shall maintain strict confidentiality in relation to any card information that is provided by a customer to facilitate an online transaction.

A transaction fee (“Convenience Fee”) is charged for each transaction conducted using our online payment Service.

The Convenience Fee will be disclosed to you prior to making an online payment and you will be given the option of not proceeding with the payment and transaction if you do not wish to pay the Convenience Fee. We will only process the transaction if you agree to pay the Convenience Fee.

It is to be noted that if you do not wish to pay the Convenience Fee, there are alternative methods to make payments such as in person at SATC with cash and/or cheques.

SATC reserves the right to discontinue the Service at any time.


Links to Other Websites

Links to third party website on this Site are provided solely as a convenience to the user.

If you use these links, you will leave this Site. SATC has not reviewed all of these third-party sites and does not control and is not responsible for any of these sites or their content. Thus, SATC does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party sites linked to this Site, you do this entirely at your own risk. If you go to the third-party website from this one, read the Terms of Use to ensure that you consent to and follow their protocols. It is also advisable to read the Privacy Policy on that website to find out what it does with your information.


Disclaimer and Limitation of Liability

While we make every effort to keep up to date, SATC does not provide any guarantees, conditions or warranties that the information on the Site will be:

  • current
  • secure
  • accurate
  • complete
  • free from bugs or viruses

SATC does not publish advice on the Site. You should get professional or specialist advice before doing anything on the basis of the content provided on the Site or any third-party website.

SATC is not liable for any loss or damage that may come from using the Site. This includes:

  • any direct, indirect or consequential losses
  • any loss or damage caused by civil wrongs (‘tort’, including negligence), breach of contract or otherwise
  • the use of the Site and any websites that are linked to or from it
  • the inability to use the Site and any websites that are linked to or from it

This applies if the loss or damage was foreseeable, arose in the normal course of things or you advised us that it might happen.

This includes (but is not limited to) the loss of your:

  • income or revenue;
  • salary, benefits or other payments;
  • business;
  • profits or contracts;
  • opportunity;
  • anticipated savings;
  • data;
  • goodwill or reputation;
  • tangible property;
  • intangible property, including loss, corruption or damage to data or any computer system;
  • wasted management or office time.


There may be legal notices elsewhere on the Site that relate to how you use it. SATC is not liable for any failure to comply with these terms of use because of circumstances beyond our reasonable control.

SATC might decide not to exercise or enforce any right available to us under these terms of use but can always decide to exercise or enforce that right at a later date. Doing this once will not mean SATC has automatically waived the right on any other occasion.

If any of these terms of use are held to be invalid, unenforceable or illegal for any reason, the remaining terms of use will still apply.

Modification of Terms of Use

SATC may revise the content of this Agreement at any time by updating this posting under our Terms of Use. You should visit this page from time to time to review the current terms because they are binding on all users. You will agree to any changes if you continue to use this Site after the terms of use have been updated. Certain provisions of this Agreement may be superseded by expressly designated legal notices or terms located on particular pages at this Site.

Applicable Law

This Agreement shall be governed in all respects by the substantive Laws of the Republic of Trinidad and Tobago. Any controversy, claim, or dispute arising out of or relating to the Agreement shall be subject to the exclusive jurisdiction of the competent courts of the Republic of Trinidad and Tobago.


Privacy Policy

St Andrew’s Theological College (SATC) is committed to respecting your privacy. This Policy shall be subject to the provisions of the Data Protection Act, Chap. 22:04 of the Laws of the Republic of Trinidad and Tobago or any statutory modification or re-enactment thereof.

SATC’s website is structured so that, in general, you can visit SATC on the web without identifying yourself or revealing any personal information. Once you choose to provide us with personal information you can be assured that it will only be used to support your customer relationship with SATC. Personal information means information about an identifiable individual that is recorded in any form including, but not limited to: – 

  • information relating to the race, nationality or ethnic origin, religion, age or marital status of the individual;
  • any identifying number, symbol or other particular designed to identify the individual;
  • the address and telephone contact number of the individual;

This statement regarding the privacy of any personally identifiable information you provide online covers five (5) main areas: Awareness, Choice, Accuracy & Access, Security, and Oversight.


SATC provides this Privacy Policy, which is to be read together with our Terms of Use, to make you aware of our practices and the choices you can make about the way your information is collected and used. Therefore, in promoting easy access to the Privacy Policy and Terms of Use, we make these available on our homepage and at the bottom of every web page.

What we collect

When you request information or interactive services through this site, we need to know your e-mail address or, in such instance where you require something to be sent by post, your name and postal address. In order to tailor our subsequent communications to you and continuously improve our services, we may also ask you to voluntarily provide us with information regarding your personal or professional interests, demographics, experience with our services and contact preferences.

SATC’s website uses “cookies” to help you personalize your online experience. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. You may accept or decline cookies. If you choose to decline cookies, you may not be able to fully experience the interactive features and services of SATC’s website.


How we use it

SATC uses your information for internal processing purposes, in order to better understand the needs of users and also to provide you with better services. From time to time, we may also use your information to contact you for market research or to provide you with public information we think would be of particular interest. At a minimum, we will always give you the opportunity to opt out of receiving such communication or market research contact.


Who we share it with

SATC will not sell, rent, license or lease access to or use of your personally identifiable information to others. SATC will only share the personal data that you provide online with other SATC entities and/or business partners who are acting on our behalf for the uses described above and will only do so if we have your permission or we are required so to do by law. Such SATC entities and/or business partners are governed by our privacy policies with respect to the use of this data and are bound by the appropriate confidentiality agreements.



SATC will not use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without first informing you and also offering you a choice. Further to this, SATC will not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

As previously stated, we will also provide you the opportunity to let us know if you do not wish to receive unsolicited communications from us and we will do everything that we can to honour such requests.

Accuracy & Access

SATC strives to keep your personally identifiable information accurate.

Links to third party websites on SATC’s website are provided solely as a convenience to you. If you use these links, you will leave this site. In this regard, SATC does not review all the content on third party websites and does not control and nor is responsible for any of these sites, their content or their Privacy Policy. Thus, SATC does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to SATC’S website, you do this entirely at your own risk. If you go to the third-party website from this one, it is recommended that you read the Privacy Policy on that website to find out how your information is handled. It is also advisable that you read the Terms of Use to ensure that you consent to and follow their protocols.

Articles on SATC’s website may include embedded content (e.g. videos, charts, etc.). It is important to note that embedded content from other websites behaves in the exact same way as if the visitor had visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.


SATC is committed to ensuring the security of your information. In order to prevent unauthorized access or disclosure, maintain data accuracy, and ensure the appropriate use of information, we have put in place appropriate physical, electronic, and administrative procedures to safeguard and secure the information we collect online.

We design, build and run our systems to make sure that your data is as safe as possible at all stages, both while it’s processed and when it is stored. For example, SATC uses encryption when collecting or transferring sensitive data such as credit card information. All personal data is stored in the Republic of Trinidad and Tobago.

If you wish to change or delete any of the personal information you have entered whilst visiting our site or if you have any questions about our Privacy Policy or your Data Protection rights, you may email the Webmaster at



Refund and Cancellation Policy

When you apply for a service provided by SATC, the fee you pay may cover the cost of the:

  • Registration or renewal fee
  • Assessment or processing fee

Mostly, these fees are non-refundable.

For example, if the Bursar or authorised officer of SATC refuses or closes an application, there will be no refund. The application fee will not be refunded because an assessment has already been completed and the application was denied.


Apply for a refund of a payment

A customer may be entitled to dispute a transaction and receive a refund in limited circumstances such as: –

  • The product purchased was not received;
  • Duplicate processing of the transaction occurred; or
  • Suspected fraud.

If you believe you are entitled to a refund, come to the SATC office and submit an application form for a refund, giving a detailed explanation of your reasons and/or circumstances. All requests for refunds must be accompanied by a valid acknowledgement of payment invoice and/or official receipt. An acknowledgement of payment invoice is issued upon payment of funds by the customer. Once this payment is processed, an official receipt will be issued to the customer.

Any outstanding refunds will be issued to the card used to pay the fees. If SATC is unable for any reason to refund the payment to the card, a cheque will be issued to the cardholder. You will not receive a refund if we learn that you have misrepresented yourself (given false information or left out important details).

For further information on refunds, kindly contact SATC via: –


Apply for the cancellation of a transaction

All payments submitted through this website may be processed after SATC’s operating hours. Therefore, any request to cancel a transaction must be communicated and confirmed as soon as reasonably possible, but in any event within twenty-four (24) hours of the completion of the transaction. If the transaction was completed after working hours, a public holiday or the weekend, the request to cancel the transaction must be communicated and confirmed on the next working day.

When requesting a cancellation of your transaction and online payment, please have the following information available to make the process as easy as possible:-

  • Cardholder’s Name and Address; and
  • Transaction Details – this may include, but not limited to, the date, time and acknowledgement of payment invoice information

Failure to provide this information may cause delays in the cancellation process.

For further information on cancellations, kindly contact SATC via: –



SATC provides this Refund and Cancellation Policy as guidance and it is subject to changes. This Policy is to be read together with SATC’s Privacy Policy and our Terms of Use.